Tag Archives: portfolio management

DGI For The DIY: April Dividend Update

It’s been over two months since I’ve posted here on DGI For The DIY, so if you’ve wondered or worried about where I’ve been, everything is A-OK.

The last couple months have been quite busy at work, so between those commitments and spring fever adding to more outings with the family, my free time for writing has been pretty limited.

Of course that’s not all bad, because as much as I enjoy writing about investments, nothing compares to moments like these with the kids.

Selfie with my daughter
Spring Time!

Fortunately my overtime has slowed here of late, so I’m hopeful that these updates (and other content) will be a bit more timely going forward.

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Giving Thanks For 42.8% Dividend Growth In November

As I type this update, we sit just three weeks one week away from Christmas. My kids are getting more excited by the day, and my 3-year-old still hasn’t quite figured out why it isn’t already Christmas since the tree is up and Christmas songs are playing on the radio.

However, the purpose of this post isn’t to look ahead, it is to review the past month, and November was another excellent one for both myself and the portfolio.

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September Update: Squirreling Away 10% Higher Dividends

My apologies for the delayed update, it’s been a crazy month at both work and home, limiting my free time to do much writing of late. I also needed to get my Q3 portfolio update finished up before we got too far into Q4, and that was published on Seeking Alpha last Friday.

With that article out-of-the-way, I figured I’d get an update on the September income put together before October closes out.

September was another successful month for the portfolio, as dividend income rose by 10% over 2016 levels. This increase came through a combination of organic dividend growth, dividend reinvestment, and new cash contributions to the account.

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August Update: Dividend Income Rises By 49%

Dividend growth investing is the strategy of buying shares in companies that have a history of paying reliable and increasing dividends.

I began practicing this investment strategy in early 2013 when I sold out of the mutual funds in my retirement account and used the proceeds to create a collection of 50 dividend growth stocks, which evolved into the DGI For The DIY portfolio.

My goal is to fund a significant part of my future retirement with the increasing dividend income stream that this account produces. I give monthly updates of the portfolio’s dividend growth progress to document my journey and offer an example for others who are interested in taking control of their own retirement accounts by becoming self-directed investors.

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Portfolio Update: April Dividends Up By Ten Percent

The last of my April dividends hit the account on Monday, allowing me to update the DGI For The DIY portfolio spreadsheet and see the progress made in the portfolio.

Here are the final income numbers for the month, along with a comparison to 2016’s totals:

April 2017 Dividends Received
April 2017 Dividend Report

The portfolio saw a 10% increase in dividend income over 2016 totals. This increase comes from a combination of organic dividend increases, reinvestment of dividends, and purchases made over the last year.

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Gilead, Church & Dwight Boost Dividends

Two weeks ago I published my predictions for the 11 dividend increase announcements there were expected in my portfolio during the first quarter. Shortly thereafter, Polaris Industries Inc. $PII announced a 5.45% boost to its dividend, which was a pleasant surprise to the upside compared to my prediction.

On February 7th, two more companies, Gilead Sciences $GILD and Church & Dwight Co., Inc. $CHD, announced their new rates. Before we discuss the increases, let’s take a look at my original prediction.

DGI For The DIY – Q1 Dividend Growth Projections

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Dividend Payout Ratio: Is It Relevant?

I was just going over some of my sector-based watch lists and was struck by the wide variety of dividend payout ratio targets that have been set by companies. This got me thinking about how often investors, and specifically dividend investors, use payout ratio as an initial screening tool for finding potential investments.

Not only do payout ratios vary significantly from sector to sector, but they also can vary significantly between companies operating in similar businesses. For example, it is quite common for utility companies to pay out more than 50% of their earnings in dividends, as they operate in generally stable businesses that have predictable earnings. However, when looking at my 30 stock utility watch list, there is a range of targeted payout ratios from 40-75%, with UGI Corporation $UGI on the low end and Dominion Resources $D at the top.

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DGI For The DIY: 2016 Portfolio Update

Another eventful year in the market has come to a close, and that means it is time to provide a new update on my dividend growth portfolio.

This update is a bit different for me, as it is the first one I’ve made since starting this new website. I’m still trying to find balance between simply restating what I already said in my Seeking Alpha update, and providing some new insight here.

2016 was a good one for the markets, as the DJIA gained more than 15%, while the S&P gained 11% for the year. My portfolio also did quite well, putting up 15.6% income growth and increasing in value by 24.1% (including contributions).

Value, Contributions, and Income Chart

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