My public “DGI For The DIY” portfolio is a real-time, real life portfolio that comprises a significant part of my retirement savings. I began writing about this dividend growth portfolio after constructing it in the beginning of 2013, and have written quarterly portfolio updates for it on Seeking Alpha ever since.
This IRA originally began as an assortment of mutual funds recommended to me by the full-service broker managing my retirement plan at work. Then, in 2012 our company shifted from the full service broker to an online broker, and I started putting new contributions to work in individual stocks.
Unfortunately I was investing without any sort of plan and fell victim to a problem that plagues many young investors, which is focusing on risky “high-upside” stocks rather the boring blue chips that “old people” were supposed to own. Not only was I buying risky stocks, but I was also buying things I really didn’t understand adequately, like MLP’s, commodity ETFs, and royalty trusts.
Needless to say, this approach wasn’t working very well, and my returns badly lagged the market. Then, in January of 2013, I came across Seeking Alpha and began reading the articles and the corresponding comments sections for them. I found a recurring theme from the veteran investors who talked about long-term buy and hold, and more specifically, Dividend Growth Investing.
While reading the comments section of an article, I came across a recommendation for a book called “The Single Best Investment” by Lowell Miller. That book and the wisdom shared by some of the seasoned investors on Seeking Alpha likely saved me from myself when it came to building a portfolio towards my retirement. Over the course of the next two months I methodically sold off my original collection of higher risk stocks and mutual funds and built a portfolio of 50 companies that I have continued to write about to this day.
I’m hopeful that by sharing my story and providing a running commentary on the portfolio, I can help others who are in a similar situation to where I was just 4 short years ago. I started investing in 2005, and it took me 7 years of wandering aimlessly before I found out about DGI. My goal with this site is to provide others looking for a place to start with information on how to be a successful DIY investor, and give them the courage to take control of their future retirements.
With all that said, here is the portfolio as it stands today.
As mentioned above, I have written updates on this portfolio since constructing it in early 2013. Below are links to the quarterly updates highlighting my portfolio management, including: buys/sells made during the quarter, announced dividend increases by companies I own, and the progress made in income and capital appreciation.
This chronological history of my efforts provides a real-life look into the management of a dividend growth portfolio:
- DGI For The DIY: Initial Portfolio Construction
- Q2 2013
- Q3 2013
- Q4 2013
- Q1 2014
- Q2 2014
- Q3 2014
- Q4 2014
- Q1 2015
- Q2 2015
- Q3 2015
- Q4 2015
- Q1 2016
- Q2 2016
- Q3 2016
- Q4 2016
If you would like more information on the Dividend Growth Investing “DGI” strategy, please visit my DGI Resources section to get started.